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VA Mortgage Department

Mike Villano at Veteran's Lending Group


As part of his extensive network within Real Estate and the community, Phil Sharp networks with proven professionals that can provide you with excellent services. Mike Villano and his team at Veterans Lending Group have consistently demonstrated exceptional service to many of Phil’s clients. Veterans Lending Group is very competitive with all mortgage housing lenders and no other lender is equal in customer service.


In Phil’s "Mission: Satisfied Customer," Mike and his team at Veterans Lending Group are a big contributor to "Mission: Accomplished."

Veterans Lending Group


At Veterans Lending Group we’re not just mortgage loan specialists–we are educators, community leaders, military service members or family of those who serve. We are grateful for the opportunity to partner with you during your mortgage loan process and beyond your loan closing.

Mike Villano | Senior Loan Officer, Sales Manager


"As a VA mortgage loan specialist, I have the pleasure of working with the best sort of people in my opinion. My customers are always honorable ladies and gentlemen who live a life not many fully understand. I feel honored to be trusted with their home financing when they are out of state, and many times when they are out of the country.

My team and I work very hard to make sure dates are met and transactions are smooth because that's what we would expect out of you. I look forward to each new relationship formed and am proud to say we have done an excellent job serving those who have served us all. Thank you."

          - Mike Villano at Veterans Lending Group

Customer Feedback

"Mike was always greeting us with a positive vibe. It was almost like you could see the smile on his face even when you were talking over the phone. Very friendly and courteous every step of the way. Thank you to Mike and the whole team who helped us along that way!"

"Quick feedback. Immediately addresses concerns. Worked as a great advocate and even after hours. Positive and proactive every step of the way. Keep Michael, great asset to your team. Personable, sincere, makes one feel he goes that extra mile."

"My lender Mike Villano did an amazing job not only to keep me updated but to make the transaction smooth. he was diligent and made the process easy to understand. I will most certainly be referring friends and family to him! Thank you for helping me get this done!"

What is the VA Home Loan?

The VA home loan is a loan provided by a participating lender like Veterans Lending Group and is guaranteed by the U.S. Department of Veterans Affairs (VA). This guarantee means we’re able to offer you more favorable terms on a home loan or refinance.

What are the Benefits of the VA Home Loan?

  • Competitive interest rates

  • No down payment

  • No private mortgage insurance

  • Benefit is re-usable, can have multiple VA home loans at a time

  • Closing costs may be paid by seller

  • Don’t need to be a first-time homebuyer

  • 100% financing up to county loan limit* (*$741,750 in Pierce, King, & Snohomish and $510,400 in Thurston & Kitsap)

  • The VA Jumbo loan finances loans over the county loan limit with low down payments and very competitive interest rate

Am I Eligible?

Contact us today to find out if you’re eligible for the VA home loan. Not eligible? Don’t worry, we also do Conventional, FHA, and USDA home loans. A licensed loan officer can help you to understand all your options and will walk you through the financing process from start to finish.

Call 888.685.8654 or visit the team at for more information today.

Contact Mike


Tell him Phil sent you...


Mike Villano | NMLS 902369
Senior Loan Officer, Sales Manager
C: 253.686.2491

Veterans Lending Group
15614 Meridian Ave E, Ste 400
Puyallup, WA 98375
O: 888.685.8654




Regional Branch Operations Manager
U.S. Army Reserves Veteran


Loan Officer
U.S. Navy Veteran


Loan Officer Assistant
Spouse (U.S. Army)


Loan Officer Assistant


Team Lead
(Transaction Coordinators)


Team Lead
(Transaction Coordinators)
Spouse (U.S. Army)


Veterans Lending Group is a registered tradename of CrossCountry Mortgage, Inc. NMLS 3029, NMLS 1611351 ( 15614 Meridian Ave

E, Ste 400, Puyallup, WA 98375. Certain restrictions

apply. Call for details. Certificate of Eligibility required

for VA loans.

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