Before going further, I want to remind readers not to take all that you will inevitably hear about the “foreclosure moratorium” as fact.  The mis-information already floating around will inevitably be taken by some as gospel, and it will cost them their homes.  I recommend taking everything you hear about the foreclosure moratorium with a grain of salt, and don’t make any life altering decisions based on sketchy reports of banks being unable to foreclose.  IOW, if you aren’t